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Our Products


Finance products offered by LSC Finance

Up to 70% LTV.

LSC Finance Ltd can take security over your property in order to provide funds for a variety of business purposes.

Criteria Summary
  • 100% available subject to additional security.
  • Min term 3 months.
  • Max term 12 months.
  • Clear exit route required.
Typical Rates
  • Interest from 0.75% pcm.
  • Arrangement fee from 2%
  • Exit fee from 0.5%
  • Daily interest charged

Up to 50% LTV.

Use an LSC Finance land loan to help finance your purchase of a plot of land.

Criteria Summary
  • Full planning permission required.
  • Min term 3 months.
  • Max term 18 months.
  • Clear exit route required.
Typical Rates
  • Interest from 0.75% per month.
  • Arrangement fee from 2%
  • Exit fee from 0.5%
  • Daily interest charged

Up to 70% of the GDV.

A loan for the purchase / refinance of land or property with stage payments for the development costs, for converting, developing or refurbishing a property.

Criteria Summary
  • No Experience required but experienced developers and contractors preferred.
  • All new build units must carry NHBC warranty or equivalent.
  • 100% of build costs provided
  • Minimum 3 months
  • Maximum 18 months
Typical Rates
  • Interest from 1% per month
  • Arrangement Fee from 2%
  • Exit Fee from 0.5%
  • Daily interest charged

Secured & Unsecured.

LSC Finance Ltd offers a range of short term, (secured and unsecured) practical solutions to SME’s to assist with cash flow. Our aim is to allow the borrowing company to concentrate on what they do best; run and grow the business.

Criteria Summary
  • Can be secured against property (up to 70% LTV)
  • Can be supported by personal guarantees only
  • Minimum 3 months
  • Maximum 36 months
Typical Rates
  • Interest from 0.75% per month
  • Arrangement Fee from 2%
  • Daily interest charged

Secured & Unsecured.

LSC Finance Ltd can offer a secured flexible overdraft facility. We believe this gives you access to a solution that is very rarely available these days. You can go back to basics by running your business with a “simple overdraft”.

Criteria Summary
  • Can be secured against property (up to 70% LTV)
  • Minimum 3 months
  • Can be renewed every 12 months
Typical Rates
  • Interest from 0.75% per month
  • Arrangement Fee from 2%
  • Daily interest charged

Standard Loan requirements

  • Rates are based on the risk profile of the proposal and the borrower’s credit score.
  • All properties must be visited by an LSC Finance Limited representative.
  • Fully completed LSC Finance Limited application form.
  • Report on title is to be provided by the Borrowers Solicitor.

Additional Costs

  • Our legal fees are to be paid by the borrower.
  • Valuation fee to be paid by the borrower.

All of the above products are for indication purposes. We do consider all deals on their individual merits and as a privately funded business we are not restricted by investor related covenants. We only lend in England & Wales and our maximum loan is £5m.

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